Specialized processing for businesses with $500+ average tickets — higher approval rates, lower declines, same-day setup.
Your processor keeps declining large transactions
You're losing 3–4% on every high-ticket sale
Your bank flagged your account for high volume
Customers abandon cart on big purchases
You've been dropped by a processor before
No one will approve your business type
ModernPay specializes in merchants doing large average tickets. We route your transactions through processors that are optimized for high-value sales — meaning fewer declines, better approval rates, and rates that actually match your risk profile.
✓ Average ticket up to $50,000+ supported
✓ Multiple acquiring bank relationships
✓ Interchange-plus transparent pricing
✓ No volume caps
✓ Next-day funding available
✓ Works with your existing Clover equipment
Furniture & Appliances
High per-unit sales, need reliable large-ticket approvals
Automotive & Parts
Parts and service tickets in the thousands
Jewelry & Luxury Goods
Premium products need premium processing
Medical & Dental
Out-of-pocket procedures and elective services
Contractors & Home Services
Deposits, installs, and project invoices
Electronics & Tech
High-value devices and B2B orders
Submit Your Info
Fill out the form below with your business type and monthly volume
Free Rate Analysis
We review your processing history and match you to the right acquiring bank
Go Live
Same equipment, new processor, better approvals. Usually live within 24 hours.
Get Your Free High-Ticket Rate Analysis
No commitment. No obligation. We'll tell you exactly what you should be paying.
We respond within 2 business hours. Austin, TX based team.
"Ready to stop losing high-ticket sales?"
Or fill out the form above
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✓ Austin, Texas
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