Specialized processing for businesses with $500+ average tickets — higher approval rates, lower declines, same-day setup.

01

Your processor keeps declining large transactions
02

You're losing 3–4% on every high-ticket sale
03

Your bank flagged your account for high volume
04

Customers abandon cart on big purchases
05

You've been dropped by a processor before
06

No one will approve your business type
ModernPay specializes in merchants doing large average tickets. We route your transactions through processors that are optimized for high-value sales — meaning fewer declines, better approval rates, and rates that actually match your risk profile.
✓ Average ticket up to $50,000+ supported
✓ Multiple acquiring bank relationships
✓ Interchange-plus transparent pricing
✓ No volume caps
✓ Next-day funding available
✓ Works with your existing Clover equipment

01

Furniture & Appliances
High per-unit sales, need reliable large-ticket approvals
02

Automotive & Parts
Parts and service tickets in the thousands
03

Jewelry & Luxury Goods
Premium products need premium processing
04

Medical & Dental
Out-of-pocket procedures and elective services
05

Contractors & Home Services
Deposits, installs, and project invoices
06

Electronics & Tech
High-value devices and B2B orders
$50,000
Max Ticket Supported
98%
Approval Rate Target
24-Hour
Account Setup
Submit Your Info
Fill out the form below with your business type and monthly volume
Free Rate Analysis
We review your processing history and match you to the right acquiring bank
Go Live
Same equipment, new processor, better approvals. Usually live within 24 hours.
No commitment. No obligation. We'll tell you exactly what you should be paying.

We respond within 2 business hours. Austin, TX based team.

Or fill out the form above
Proudly serving Austin small businesses since 2023
Company:
✓ About ModernPay
✓ Contact Us
✓ Austin, Texas
Resources:
✓ Free Website Offer
✓ Apply Now
✓ FAQ
Contact:
✓ Phone: 830-800-3374
✓ Office: 888-650-6444
✓ Mobile: 646-761-7581
✓ Email: nicholas@modernpay.io
✓ Location: Austin, TX